Wealth

Day 20: Prayer for Making and Following a Budget

Do you need help with making and following a budget? If so, Papa God can help you! And today, we are going to pray for you in that area!

Making and following a budget is one of the best things you can do for your finances.

Making and following a budget is absolutely essential if you want to build wealth, and it’s even more essential if you want to get out of debt.

Today’s post isn’t a lesson in budgeting, but I do have a very simple budget worksheet you can download here if you haven’t tried budgeting before.

If you’re just starting out with budgeting, just know that it can take a few pay cycles to really get things figured out. You may try a few things and then tweak them. But stick with it; you are doing a good work!

To get you started off on the right foot with your new budgeting endeavors, I am praying for you today:

Praying for your motivation and inspiration;
Praying for you to have grace and help from above; and
Praying for you to stick with the spending plan you set. (All the budgeting in the world won’t help you if you don’t stick with the budget you set for yourself.)

So please watch the video below, and pray this prayer for making and following a budget along with me for yourself!

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Here’s the video prayer:
(Also, click here for the table of contents for this entire series.)

And thanks so much for tuning in today!

Day 19: Prayer for Wisdom in Your Finances

Do you need wisdom in your finances? I hope you said “YES!” to that question, because wisdom is the #1 thing that God uses to get us through life.

Exercising wisdom in your finances can keep you out of a lot of trouble.

Modern, secular culture and teaching is full of advice about money–and a lot of it is bad. In many cases, we seem to have gotten away from basic principles like earning, saving, investing, and not spending more than we make. That’s not even counting all the lies modern culture tells us about entrepreneurship versus corporate slavery–which is one of the biggest lies that God’s people believe, and a lie that makes them poor.

If you want to be wealthy and financially free, you need God’s strategy and wisdom in your finances.

Not the world’s.

(Although, I will say it again: In many cases, certain pockets of people in the world are actually better at keeping God’s financial principles than the Church is. That’s another reason they have money, and the Church doesn’t. Selah …)

So what is God telling you to do with the money you are stewarding right now?

The answer to that question is going to vary from day to day, but His principles will always be the same. In order to execute His strategy for His wealth, though, you need daily wisdom.

That means you need to hear the voice of the Lord behind you, saying “This is the way; walk in it,” so you can obey and never turn to the right or to the left. If you have ears to hear God like that, you can prosper.

Every day.

So today we are asking God to give you wisdom in your finances.

Watch this video prayer below, and pray along with me for yourself. Jot down any prayer points that speak to you–as well as other points that Holy Spirit brings to your mind–and start making a prayer list for your finances! Then pray over your finances daily. God will bless and reward you as you do!

Important: Some subscribers to this blog were recently deleted by accident. If you want to get free email updates whenever we post something new here, please sign up again. If you’re already in the system, you won’t get duplicate emails. But if you were one of those who accidentally got deleted, you’ll be back in the system again. Thanks!

(Also, click here for the table of contents for this entire series.) And, if you subscribe to my YouTube channel while you’re watching, you can get the prayer videos in advance. 🙂 Thanks!

Day 18: Prayer for Investment Property

Do you have rental property – or wish you did? Perhaps, you even have rental property and wish you didn’t? 🙂 If any of those apply to you, then today’s prayer for investment property and rental property is for you!

Investing in real estate can be a blessing if it’s done right, and a curse if it’s not.

The world will often tell you to use “OPM”–“other people’s money”–to purchase real estate. Lots of investment “gurus” like to brag about the amount of real estate on their balance sheet that they bought using other people’s money. They’ll even brag about the amount of their credit card bills each month–because sometimes they’ll put real estate expenses on their credit cards!

The problem is, those people often reach their financial end and quickly.

One of my favorite finance teachers, Dave Ramsey, talks about how he invested heavily in real estate when he was young. He used OPM and ran up a lot of debt. However, it was all pulled out from under him and he went bankrupt.

After that, he and his wife decided to run their finances based on God’s principles. They began to pay off their debt and rebuild their lives debt-free. Now, Dave teaches people all over the globe how to become wealthy God’s way–without debt. [Read more…] about Day 18: Prayer for Investment Property

Day 17: Prayer for Your Retirement Accounts

Are you saving up for retirement? Or, do you want to? Either way, I am praying for your retirement accounts today!

It is definitely God’s will for you to save and invest.

Proverbs 13:22 tells us that a good man leaves an inheritance to his children’s children. How can you leave an inheritance if you have nothing? And if you aren’t careful to save and invest money during your working life, you are very likely to have nothing in your older years if you lose your income.

So, we all need to be saving for the future.

If you aren’t already saving, you need to start saving. Papa God can help you with this.

If you are already saving, Papa God can help you continue.

And no matter where you are on your saving journey, you’ll want to pray over your savings:

That the Lord would show you where and how to save and invest money;
That He would deliver you from the wrong savings/investment methods;
That He would bring you into contact with the RIGHT savings and investment methods;
That your investments would prosper;
and so much more.

Beloveds, I’m as guilty as anybody of not praying adequately over our savings. But, I’m changing that today.

Will you change with me for your own life? Will you begin praying over your savings, and over your ability and inspiration to save?

Watch this video and pray with me over your retirement accounts:

Reminder: Sign up for free email updates from this blog, so you’ll get these videos in your inbox each time I post a new one! (Also, click here for the table of contents for this entire series.) And, if you subscribe to my YouTube channel while you’re watching, you can get the prayer videos in advance. 🙂 Thanks!

Day 16: Prayer to Get Out of Debt

Are you trying to get out of debt? If so, I am praying for you today!

Anytime we’re talking about a tough issue like praying to get out of debt, we want to ask God for His supernatural assistance. Miracles, supernatural debt cancellations, finding money in the mail, and more are all things we want, need, and pray for.

However …

We also have to be really practical.

Most of the time, debt goes away because we pay it off. Debt goes away because we stop making bad financial decisions and start making good financial decisions. Debt goes away because, as Dave Ramsey says, we get “gazelle-intense” and decide to run away from debt as if our life depended on it.

Because, financially-speaking and sometimes even emotionally-speaking, it does.

So today, we are going to pray for BOTH miracles AND hard-nosed, set-our-face-like-flint, refuse-to-give-up determination to get out of debt.

Also, notice in today’s video that we’re SPEAKING to the mountains of debt in our lives and saying, “Be removed and cast into the sea!” Be sure to speak that way with me to your own debt, okay?

All right, without further ado, here is today’s short prayer to get out of debt:

(Reminder: I am going to share these videos over the next 31 days–one per day. If you haven’t already signed up for free email updates from this blog, be sure to do so so that you’ll get a daily email with the prayer video for each day! (Also, click here for the table of contents for this entire series.)

(By the way, please subscribe to my YouTube channel while you’re watching, so you don’t miss the other cool videos I post! Thanks!)

Day 15: Prayer for Your Checking and Savings Accounts

I really believe we should pray over every aspect of our finances, so today we are praying over your checking and savings accounts.

Beloved, I know it can be difficult to handle getting your finances together, especially if you’re drowning in overdraft fees, debts, or simply have too much month left at the end of the money. However, Papa God cares about everything that concerns you. [Read more…] about Day 15: Prayer for Your Checking and Savings Accounts

Day 14: Prayer for an Emergency Fund

Do you have an emergency fund? Maybe even a small one–$500 or $1,000 that stands between you and financial disaster? If not, we are praying for you to get an emergency fund today!

Beloved, if you don’t already have one, know this: getting an emergency fund is an EMERGENCY.

When I learned this by reading Dave Ramsey’s book The Total Money Makeover, I decided I HAD to have some cash standing between me and disaster. So I pulled out all the stops, praying as I went. I sacrificed a lot of stuff–pawning it, selling it, returning it, whatever–and did everything I could.

A few weeks later, I had my first $1,000 emergency fund. It was the first $1,000 I had ever seen in my life. (Read the whole story here.)

When that $1,000 emergency fund was completed, it was a transformational moment in my life.

I had never had any savings before that point. No stockpile of cash at all. I was always living on ramen noodles, macaroni and cheese, and spaghetti. I remember having to calculate how many boxes of $0.97 spaghetti I could afford to purchase from Wal-Mart in order to have food to last the rest of the week until I got paid.

I was flat broke, y’all.

But you know what? When I heard about how I too could get an emergency fund, the excitement of the Lord rose up in my spirit. I determined that I too would have savings; and, a few weeks later, I did. God’s supernatural energy came up under me to make it happen, but I had to put legs on it. I’m the one that had to cooperate with Him in order to realize the dream. And you’re going to have to do the same thing.

Even if you’re flat broke now, you can save up an emergency fund–but you’re going to have to put legs to it. You’re going to have to make it happen. Yes, God will help you … but you’re going to have to go after it.

You can do it.

I’m praying for you to have an emergency fund in today’s video. Watch this and pray along. Then, go put legs to your dream!

(By the way, please subscribe to my YouTube channel while you’re watching, so you don’t miss the other cool videos I post! Thanks!)

Day 13: Prayer for Increased Income

It is the Lord’s will for you to have plenty. It is NOT His will for you to be in lack, living paycheck-to-paycheck, or just plain poor.

If you don’t have a deep revelation about this down in your gut–a revelation that produces faith and gets results–then check out my Abundance Bible Study Challenge here.

And, whether you have deep faith for income or need such faith, watch this short video and pray for increased income! I am believing God to bless you.

(By the way, please subscribe to my YouTube channel while you’re watching, so you don’t miss the other cool videos I post! Thanks!)

Day 11: Prayer to Find a New Job

Do you need a job or a better job today? If so, today’s prayer is for you to find a new job that is perfectly suited to you–a blessing to you in every way!

If you prefer to pray along with written prayers, I also have a different prayer in written format over here on our From His Presence (R) blog. Click here to read and pray that prayer to find a new job.

Okay, here we go! If you need a new job, pray along with me and agree for yourself!

Does this prayer build your faith today? If so, leave a comment below and tell me what you’re believing God to do!

(By the way, please subscribe to my YouTube channel while you’re watching, so you don’t miss the other cool videos I post! Thanks!)

Day 10: Prayer to Think Like God Thinks About Money

Does money feel like a painful, hard thing to you? If so, today’s prayer is for you. We are praying today to think like God thinks about money!

Money should be an easy thing.

I have been praying about this a lot lately, and I suspect most of you reading this blog post will know what I mean when I say:

I’m frustrated. Aren’t you?

I mean, I’m blessed. Very blessed. I’m grateful for all those blessings. But you know what? I’m not as blessed as the Word of God says I should be.

For example:

God’s Word says that He’ll pour out so many blessings that His provision overflows our need (Malachi 3).
He says that kings and queens are coming to us right now, bringing their gold and silver with them (Isaiah 60).
He says we’ll lend to many nations, but never borrow (Deuteronomy 28).

And I DO see huge blessings day in and day out. I believe these blessings have started coming to us, and that we’re in a really fertile time for the manifestation of all these promises.

Yet, I haven’t received the total fulfillment. Have you?

I still have a mortgage on my house.
My husband needs a new vehicle to replace our 2000 Toyota Solara with about 250,000 miles on it–and more repair work is needed on it than the car is worth.
I’ve never lent money to another nation, and we have needs just like anyone else.

So I’m calling God onto the carpet and contending for Him to fulfill His promises–ALL of them–in my life.

I’m not frustrated in a bad way. I’m simply at the point where I recognize that God’s Word promises more than we have–in every area, not just in our finances … and I’m not going to have that be the case anymore. I’m going to have EVERYTHING God has for me. I’m going to accomplish every work He finished for me before the foundation of the world.

I’m just not going to settle for less than everything anymore.

Well, in order to get to where we see ALL God’s promises manifest, we have to think like God thinks.

We have to think like God thinks about spirituality, about money, about relationships, about our calling, and about everything else.

It’s called “renewing our mind,” and it’s what God tells us to do in Romans 12:2:

“And do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove what is that good and acceptable and perfect will of God” (Romans 12:2).

And in regards to money, when we renew our mind to think like God thinks, we will suddenly both know and feel that:

Money is a walk in the park to US as well as to God;
It’s easy to receive Papa’s provision–including provision of money;
Money is something that is here right now, because God manifests His provision everywhere He is, and HE is here right now; and
We can walk in the favor and blessing of God right now, without waiting another minute.

If you’d like to renew your mind to think like God thinks about money …

… then watch the short video below and pray with me today:

Does this prayer resonate in your spirit today? If so, leave a comment below and tell me what you’re believing God to do!

(By the way, please subscribe to my YouTube channel while you’re watching, so you don’t miss the other cool videos I post! Thanks!)

Wealth

Making and following a budget is one of the best things you can do for your finances.

So please watch the video below, and pray this prayer for making and following a budget along with me for yourself!

Exercising wisdom in your finances can keep you out of a lot of trouble.

If you want to be wealthy and financially free, you need God’s strategy and wisdom in your finances.

So what is God telling you to do with the money you are stewarding right now?

So today we are asking God to give you wisdom in your finances.

Investing in real estate can be a blessing if it’s done right, and a curse if it’s not.

It is definitely God’s will for you to save and invest.

So, we all need to be saving for the future.

Watch this video and pray with me over your retirement accounts:

We also have to be really practical.

Beloved, if you don’t already have one, know this: getting an emergency fund is an EMERGENCY.

When that $1,000 emergency fund was completed, it was a transformational moment in my life.

Money should be an easy thing.

I’m frustrated. Aren’t you?

Yet, I haven’t received the total fulfillment. Have you?

So I’m calling God onto the carpet and contending for Him to fulfill His promises–ALL of them–in my life.

Well, in order to get to where we see ALL God’s promises manifest, we have to think like God thinks.

If you’d like to renew your mind to think like God thinks about money …

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